Волинський національний університет імені Лесі Українки

Тест ::: ФЕУ_072_іноз_Маг_2021

Тема :: Тести іноземцям

1. THE MINIMAL PART OF LOSS OR DAMAGE, INFLICTED TO THE INSURED, BUT UNREIMBURSED BY THE INSURER, IS CALLED:
   • the deductible
   • the contribution
   • the insurance indemnity
   • the insurance benefit
   • the diversification
2. INSURANCE PRINCIPLES INCLUDE:
   • the insurance indemnity
   • the subrogation
   • the covered peril
   • the full payment of insurance premiums
   • the absence of overdue loans
3. THE MONETARY AMOUNT, WITHIN THE FRAMEWORK OF WHICH, THE INSURER SHALL BE OBLIGED TO ARRANGE PAYMENT PER OCCURRENCE UNDER INSURANCE PROVISIONS, IS CALLED:
   • the insurance payout
   • the insured event
   • the insurance interest
   • the insurance indemnity
   • the covered peril
4. A DEFINITE EVENT, WHICH HAS THE LIKELIHOOD AND RANDOMNESS SIGNS OF ITS OCCURRENCE AND THE INSURANCE, CARRIED OUT AGAINST ITS POSSIBILITY, IS CALLED:
   • the sum insured
   • the insured event
   • the insurance interest
   • the insurance indemnity
   • the insurance risk
5. THE PREMIUM RATE PER UNIT OF THE SUM INSURED FOR A DEFINED INSURANCE PERIOD IS CALLED:
   • the insurance payout
   • the insured event
   • the insurance interest
   • the insurance indemnity
   • the insurance rate
6. THE PERSON, WHO IS ENGAGED IN DETERMINING BOTH REASONS FOR THE OCCURRENCE OF THE INSURED EVENT AND THE SIZE OF LOSSES, THE QUALIFICATION REQUIREMENTS FOR WHICH ARE ESTABLISHED BY THE CURRENT LEGISLATION ACTS, IS CALLED:
   • the average commissioner
   • the adjuster
   • the acquirer
   • the actuary
   • the survey agent
7. AN INDIVIDUAL OR LEGAL ENTITY OF THE INSURER’S INTERESTS IN RESOLVING ISSUES RELATED TO THE SETTLEMENT OF CLAIMS MADE BY THE INSURED IN CONNECTION WITH THE INSURED EVENT IS CALLED:
   • the average commissioner
   • the adjuster
   • the acquirer
   • the actuary
   • the survey agent
8. AN INSURANCE AGENT OR OTHER INSURANCE EMPLOYEES ENGAGED IN TAKING OUT NEW OR RENEWING PREVIOUSLY EXISTING INSURANCE CONTRACTS IS CALLED:
   • the average commissioner
   • the adjuster
   • the acquirer
   • the actuary
   • the survey agent
9. THE PERSONAL INSURANCE INCLUDES THE SUBTYPES LIKE:
   • the property insurance
   • the medical insurance
   • the liability insurance
   • the life insurance
   • the accident insurance
10. A PROFESSIONAL, PERFORMING ACTUARIAL (MATHEMATICAL) CALCULATIONS BASED ON THE RELEVANT STATISTICS OF THE OCCURANCE OF THE INSURER’S BASIC UNDERWRITING RATES, IS CALLED:
    • the average commissioner
    • the adjuster
    • the acquirer
    • the actuary
    • the survey agent
11. THE FIRST INSURERS HAVE APPEARED IN THE FROM OF:
    • the mutual insurance societies
    • the insurance full liability partnerships
    • the joint stock insurance companies
    • the public insurance providers
12. INSURANCE PRINCIPLES INCLUDE:
    • the parties’ high degree of trust
    • the full premium in case of losses from activities in unfavorable conditions
    • the insurance object ownership form
    • the preventive approach
13. THE PERSON, SPECIFIED IN THE CONTRACT BY THE INSURED, AND WHOSE LIFE AND HEALTH ARE THE OBJECTS OF THE INSURANCE COVERAGE, IS CALLED:
    • the insured
    • the assured
    • the insurance beneficiary
    • the insurer
14. THE SUBSECTOR OF THE PERSONAL INSURANCE DOES NOT INCLUDE:
    • the life insurance
    • the insurance against accidents
    • the liability insurance
    • the medical insurance
15. THE INSURANCE RELATED TO THE POSSESSION, USE AND DISPOSAL OF PROPERTY IS:
    • the personal insurance
    • the property insurance
    • the liability insurance
    • the medical insurance
16. THE INSURANCE INDUSTRY IS:
    • personal
    • required
    • voluntary
    • state
17. THE INSURANCE AGENT’S KEY FUNCTION IS TO:
    • sale insurance products
    • issue an insurance document
    • collect insurance premiums
    • make insurance payments
18. A SEPARATE SUBDIVISION, BUT NOT A LEGAL ENTITY, CARRYING OUT INSURANCE ACTIVITIES UNDER THE TYPES OF RECEIVED LICENSES, IS CALLED:
    • the insurer’s branch
    • the league of insurers
    • the insurer’s representative body
    • the insurer’s department
19. THE INSURER’S RIFGHT FOR REGRESSIVE DEMANDS, WHICH THE INSURED MAY HAVE UP TO THE THIRD PARTIES FULLY OR PARTIALLY RESPONSIBLE FOR LOSSES, CLAIMS, PAID BY THE INSURER, ARE CALLED:
    • the subrogation
    • the indemnity
    • the insurance interest
    • the insurance benefit
    • the diversification
20. THE INSURANCE FUNCTION CONCERNING THE DELEGATION OF THE MATERIAL LIABILITY FOR THE INSURER IN THE FORM OF A CERTAIN CHARGE FOR THE RISK CAUSED BY EVENTS STIPULATED BY THE CURRENT LEGISLATION OR THE INSURANCE CONTRACT IS:
    • risky
    • saving
    • preventive
    • investment
    • innovative
21. ANY LIFE INSURANCE PROVIDES FOR:
    • the mixed life insurance
    • the insurance of children against accidents
    • the compulsory life and health insurance of people's deputies
    • the compulsory insurance against accidents of fire service workers
22. SPECIFY THE FUNCTION IN WHICH MONEY SERVICES THE PRICING PROCESS:
    • measures of value
    • means of accumulation
    • means of circulation
    • world money
23. INDICATE WHICH OF THE FOLLOWING CHARACTERISTICS RELATE TO MONEY AS A SPECIAL PRODUCT:
    • mediate the movement of goods between manufactures and consumers
    • perform the role of the value exponent of expressing social relations between people
    • transfer and express the value of goods in space and time
    • all of the answers are correct
24. INDICATE THE DEFENITION DEFINITELY RELATED TO HIGH-GRADE MONEY:
    • made of gold
    • made of gold, silver and copper
    • have a value coinciding with the value of the product from which they are made
    • made of special paper and guaranteed by the state as the means of payment
25. INDICATE THE TRUE STATEMENT:
    • the money liquidity in the M3 unit is the highest
    • the money liquidity in the M1 unit is the lowest
    • the money liquidity in the M3 unit is higher than in the M2 unit
    • the liquidity of money in the M3 unit is lower than in the M2 unit
26. CHOOSE FROM THE LISTED BELOW WHAT THE MONETARY BASE INCLUDES:
    • stocks of all the cash circulating outside the banking system
    • stocks of all the cash in bank tills
    • commercial banks’ reserves on their correspondent accounts in the central bank
    • all the listed items
27. SPECIFY HOW FINANCIAL INSTRUMENTS, DEPENDING ON THE OBLIGATION TYPE, ARE DIVIDED INTO:
    • institutional and exchange
    • deposit and loan
    • debt and equity
    • loan and credit
28. CURRENCY STABILIZATION DOES NOT INCLUDE:
    • the nullification
    • the revaluation
    • the denomination
    • the quotation
29. INDICATE THE CONCEPT BELOW RELATED TO THE MONEY ORIGIN:
    • revolutionary
    • evolutionary
    • rational-social
    • journalistic
30. INDICATE THE NAME OF CASH BANKNOTES ISSUED BY THE ISSUING BANK:
    • OVGZ
    • bank notes
    • promissory notes
    • checks
    • bills
31. INDICATE THE DEFECTIVE MONEY MAJOR FORMS:
    • billon (change) coin
    • paper money (treasury bonds)
    • banknotes (bank liabilities)
    • all of the answers are correct
32. INDICATE THE CRITERION OF THE MONEY STOCK DIVISION INTO MONEY UNITS:
    • the fund form
    • the liquidity
    • the economic purpose
    • the asset form
33. THE MONETARY AGGREGATE AMOUNT EXPRESSES:
    • the money supply
    • the monetary base
    • the Fisher's equation
    • the expression doesn't make sense
34. SPECIFY THE DISTINCTION OF MONEY SYSTEMS UNDER THE IMPLEMENTATION OF ECONOMIC MECHANISMS:
    • adjustable and unregulated
    • market and non-market
    • open and closed
    • complete and defective
35. ANY MODERATE OR OPEN INFLATION OCCURS AT THE MONEY DEPRESSION:
    • up to 5%
    • 5-20%
    • 20-50%
    • more than 50%
36. THE FIXATION OF THE EXCHANGE RATES IS CALLED THE CURRENCY:
    • the currency discounting
    • the currency quoting
    • the currency insurance
    • the currency leveling
37. THE CURRENCY ABILITY TO BE FREELY EXCHANGEABLE MEANS:
    • the exchange rate
    • the convertibility
    • the parity
    • the currency leasing
38. SPECIFY FORMS OF THE CREDIT EXISTANCE:
    • only in cash
    • both in cash and in commodity
    • on a free of charge basis
    • on a paying basis
39. SPECIFY THE SOURCE OF INTEREST PAYMENT ON LOANS:
    • the lender's profit
    • the loan capital
    • the borrower's income
    • the state budget subsidies
40. BANKS, CARRYING OUT THE NARROW RANGE OF OPERATIONS OR OPERATING IN A NARROW FINANCIAL MARKET SECTOR, SERVICING INDIVIDUAL ECONOMIC REALMS, ARE CALLED:
    • universal
    • specialized
    • issuing
    • functional
41. THE LOAN PORTFOLIO IS:
    • a set of loans provided by the bank for making profits
    • a set of deposits attracted in order to form credit resources
    • all the credit resources
    • all the free reserves, regulated by the NBU
42. SPECIFY FINANCIAL INTERMEDIARIES ACTING IN UKRAINE:
    • industrial enterprises
    • commercial banks
    • financial authorities
    • tax administration
43. BUDGETS ARE TYPED AS:
    • state, regional and local
    • centralized and decentralized
    • central and local
    • state and local
44. THE STATE BUDGET IS EXERCISING THE FUNCTION OF:
    • the redistribution of labor resources
    • the distribution of targeted state funds
    • the redistribution of depreciation charges
    • the redistribution of the GDP
45. THE CONSOLIDATE REGIONAL BUDGET INCLUDES:
    • budgets of city districts, village and settlement councils
    • district and OTG budgets
    • consolidated district and OTG budgets
    • regional, constructed district and OTG budgets
46. LOCAL BUDGETS ARE APPROVED:
    • there is no correct answer
    • by decisions of the relevant councils
    • by the Ministry of Finance of Ukraine
    • by the heads of regional state administrations
47. THE LAW ON THE STATE BUDGET OF UKRAINE IS ADOPTED:
    • by the Office of the President of Ukraine
    • by the Verkhovna Rada of Ukraine
    • by the Ministry of Finance of Ukraine
    • by the Cabinet of Ministers of Ukraine
48. A COMPLEX OF FORMS AND TECHNIQUES SPECIALLY DEVELOPED AND LEGALLY ENSHRINED IN THE STATE TO CREATE AND USE FINANCIAL RESOURCES FOR THE REGULATION OF ECONOMICAL AND SOCIAL PROCESSES IS CALLED:
    • the budget model
    • the budget mechanism
    • the budget system
    • the budget policy
49. KEY DOCUMENTS FORMING THE BUDGETARY POLICY ARE:
    • the consolidated balance of financial resources of Ukraine
    • the Law of Ukraine on the State Budget
    • the Budget Code
    • the Tax Code
50. THE CABINET OF MINISTERS OF UKRAINE SUBMITS THE DRAFT STATE BUDGET OF UKRAINE TO THE VERKHOVNA RADA OF UKRAINE FOR ITS SUBMISSION BY:
    • May 1
    • September 15
    • August 1
    • June 1